What Are Wall Street Analysts' Target Price for PayPal Holdings Stock?
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San Jose, California-based PayPal Holdings, Inc. (PYPL) is a financial technology company that enables digital payments on behalf of merchants and consumers. With a market cap of $76.1 billion, PayPal’s operations span various countries around the globe.
The fintech giant has notably underperformed the broader market in 2025, but outperformed over the past year. PYPL stock has dropped 16.3% on a YTD basis and soared 21.2% over the past 52 weeks, compared to the S&P 500 Index’s ($SPX) 8.3% gains in 2025 and 16.6% surge over the past year.
Zooming in further, PayPal has lagged behind the Financial Select Sector SPDR Fund’s (XLF) 9.3% gains in 2025 and 21.8% returns over the past 52 weeks.
PayPal’s stock prices plunged 8.7% in yesterday’s trading session after the release of its Q2 results. The company’s revenues for the quarter increased 5% year-over-year to $8.3 billion, beating the consensus estimates by a large margin. Further, its non-GAAP EPS increased 18% year-over-year to $1.40, exceeding the Street’s expectations by 7.7%. However, this profitability improvement was based on margin expansion. The number of payment transactions done through PayPal’s platform dropped 5.4% year-over-year to 6.2 billion, which unsettled investor confidence.
For the full fiscal 2025, ending in December, analysts expect PayPal to deliver an adjusted EPS of $5.10, up 9.7% year-over-year. Moreover, the company has a solid earnings surprise history. It has surpassed the Street’s bottom-line estimates in each of the past four quarters.
PYPL stock maintains a consensus “Moderate Buy” rating overall. Of the 44 analysts covering the stock, opinions include 15 “Strong Buys,” two “Moderate Buys,” 24 “Holds,” and three “Strong Sells.”
This configuration is slightly more bullish than a month ago, when four analysts gave “Strong Sell” recommendations.
On Jul. 17, Deutsche analyst Bryan Keane reiterated a “Hold” rating on PYPL and set a price target of $75.
Its mean price target of $80.54 suggests a 12.7% upside from current price levels, while the Street high target of $125 represents a massive 74.9% premium.
On the date of publication, Aditya Sarawgi did not have (either directly or indirectly) positions in any of the securities mentioned in this article. All information and data in this article is solely for informational purposes. For more information please view the Barchart Disclosure Policy here.